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Finance

As an FCA-approved dealership, we work closely with Motion Finance and their panel of 28 trusted lenders, ensuring you have access to the most suitable and competitive finance options for your budget. We understand that securing the right finance package is just as important as choosing the perfect vehicle.


All finance is subject to status and income, applicants must be eighteen or over, terms and conditions apply. We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.


All third party finance companies will incur an administration fee of £300 plus VAT.


We apply an administration fee to all third-party finance agreements to cover the costs charged to us by external finance providers. These companies retain all interest and any commission earned from each deal, yet still charge many dealerships an additional fee for selling the vehicle and handling the associated paperwork. Depending on the company, these costs can exceed £500 plus VAT. Without applying this fee, we would be unable to operate sustainably and cover our overheads as a business. To avoid these charges, customers can choose our in-house finance option, which is completely free of admin fees.


Youngs Cars Ltd (Trading as Heneage Cars) is authorised and regulated by the Financial Conduct Authority. Registration No. 719527
Youngs Cars Ltd (Trading as Heneage Cars) is authorised and regulated by the Information Commissioners Office for Data Protection. Registration No. ZA276378
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FINANCIAL DISCLOSURE
Heneage Cars is registered in England and Wales. Heneage Cars is authorised and regulated by the Financial Conduct Authority, under FCA number: 719527. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

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Representative Example HP

An OTR Cash Price of £7,200.00 with a deposit of £720.00 leaving an amount of credit of £6,480.00. The agreement is resulting a Representative 9.9% APR and a total amount payable of £8,881.60. Payments are based on a duration of agreement of 60 months, with a first monthly payment of £ 136.01, regular monthly payment of £136.01 and a final monthly payment of £137.01.
View Finance Disclosure

FINANCIAL DISCLOSURE
Heneage Cars is registered in England and Wales. Heneage Cars is authorised and regulated by the Financial Conduct Authority, under FCA number: 719527. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.